OPPORTUNITIES FOR REDUCING THE RISK LEVEL OF COMMERCIAL BANKS IN UZBEKISTAN BY IMPROVING THE ASSESSMENT OF THE CREDIT POSITION OF THE ENTERPRISE

Authors

  • Shaislamova Nargiza Kabilovna Associate Professor of the Department Valuation and Investments, TIF, Uzbekistan

Keywords:

credit, creditworthiness, commercial banks, lending, comprehensive analysis, liquidity, efficiency, financial stability, risk, qualitative and quantitative indicators of the enterprise, risk analysis

Abstract

The article describes the possibilities of reducing the level of risk of commercial banks in Uzbekistan by improving the assessment of the creditworthiness of an enterprise. Analyzed domestic and foreign experience in assessing the creditworthiness of the enterprise and developed the author's proposal to reduce the level of risk.

Downloads

Download data is not yet available.

References

Decree of the President of the Republic of Uzbekistan “On the strategy of reforming the banking system of the Republic of Uzbekistan for 2020-2025”, May 12, 2020. No. PF-5992.

Endovitsky D.A., Bakhtin K.V., Kovtun D.V. Analysis of the creditworthiness of an organization and a group of companies: textbook. – M. : KNORUS, 2016. 376 p.

Liferenko G.N. Financial analysis of the enterprise: Textbook. – M.: Exam, 2005. p.160 .

Abdullayeva Sh.Z. Banking. Textbook. – T.: Iqtisod-Moliya. 2017. 732 p.

Azizov U.U. and others. Banking. Textbook. – T.: Science and technology, 2016. 640 p.

Mavlanov N.N. Assessing the creditworthiness of the enterprise and improving its comprehensive analysis. Scientific electronic journal “International Finance and Accounting”. 2016. No. 3, 9 p.

Mamatov B.Sh., Kulliyev I.Ya., Pulatova M.B. Improving the practice of assessing creditworthiness of customers in commercial banks of the Republic of Uzbekistan. Monograph.-T.: Extremum-press, 2016. 112 p.

Rakhimov M.Yu. Analysis of the financial situation of economic entities. Textbook.-T.: Iqtisod-Moliya, 2015. 392 p.

Mavlanov N.N. Improving the scoring model for assessing the creditworthiness of enterprises. “Economy and innovative technologies” scientific electronic magazine. 2018. No. 4, 15 p.

Financial analysis. Textbook. / M.Y. Rakhimov, N.N. Kalandarova. – T.: “Iqtisod-Moliya”, 2019. 736 p.

Downloads

Published

02-10-2023

How to Cite

[1]
Shaislamova Nargiza Kabilovna, “OPPORTUNITIES FOR REDUCING THE RISK LEVEL OF COMMERCIAL BANKS IN UZBEKISTAN BY IMPROVING THE ASSESSMENT OF THE CREDIT POSITION OF THE ENTERPRISE”, IEJRD - International Multidisciplinary Journal, vol. 8, no. 4, p. 8, Oct. 2023.

Issue

Vol. 8 No. 4 (2023): VOLUME 8 ISSUE 4

Section

Articles

License

Copyright (c) 2023 IEJRD

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.